Once more the CTL User Group proves to be a great success. We welcomed 91 delegates at the opening session, making last year's event our biggest ever. 

Key speakers from MasterCard and Visa as well as independent consultants spoke to our audience about growth and risk management. They also joined us in our interactive workshops.

Here are some quotes from this year's conference:

Michal Hladik, HVB Czech Republic - the User Group is a well managed, professional event. It continues to attract quality speakers. This year's product demos were a useful addition.

Bank Muscat - a wonderful event. It has been organised very well and is very open, giving us the opportunity to network with other CTL clients.

Maria Hamilton, RBTT Bank - if information is key, then collaboration is necessary. The User Group is an excellent forum.

Saulius Kiskis, Vilnaius Bankas - I find the user Group is a good opportunity to meet people who have similar challenges and use CTL systems to deal with them.

D S Ravikumar, NBD - Visiting CTL's User Group for the first time, I am pleased to have been able to gather information on CTL products and gain new insight into the methods other banks from around the world work with.

The User Group 2003 took place in Le Meridien Spa and Resort in Limassol, Cyprus from 23rd to 26th of September, 2003.